Sometimes, all the financial tips you know are not enough to truly improve your finances. It may be because of your spending habits! If you want to improve your finances, you need to stop spending on things you don’t need.
Forget Takeaway Coffee
If you’re a coffee drinker, you can save $3 to $4 a day buying your takeaway coffee instead of making your own. That’s a saving of over $1,000 a year
Prepare Your Lunch
An average lunch will cost from $5 to $20 a meal. Prepare your own lunch and save over $2,000 a year.
Don’t be seduced by branded products. In reality, there isn’t much difference between branded and unbranded. So, why pay extra when you can save instead!
Cut Down on Alcohol
If you don’t drink, then good for you! If you do, then you might need to cut back on your alcohol or trips to the bar. You’ll be surprised at how much you can save.
Say Goodbye to the Gym
You don’t need to pay an expensive gym membership just to stay fit. Find something that you can do from home or in your neighbourhood that won’t cost you any money.